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Varsity Online Account Application

You can open a Varsity account anytime or from anywhere that is convenient for you. It’s simple and secure to open a new account. It takes just minutes!

The online application should not be used in a shared environment, such as a library, as someone may be watching you type in your personal information.

Click here to see what you will need:

  • To be 18 years of age or older.
  • To be a US Citizen.
  • Your Social Security Number / Individual Taxpayer Identification Number.
  • Government Issued Identification (Driver's License, State ID, or Passport).
  • If another person will be joint on your accounts, they must enter and validate their personal information.
  • If funding your new accounts by electronic transfer from another financial institution, you’ll need their routing number and your account number.
  • If funding with a debit or credit card, you’ll need the card number, expiration date, and CVV code.








If you have any questions, just Email Varsity.

We're here to help.

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Carter Bank & Trust and Varsity (a banking division of Carter Bank & Trust) deposits are combined for determining the amount of FDIC deposit insurance, and are insured by the FDIC.