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Thank you for your interest in NIH Federal Credit Union. Whether you are joining our credit union family for the first time or an existing member applying for a new loan, we make the process fast, convenient and secure. Those interested in joining, please click Start your New Membership to begin the application process. Current members, please click Login to Online Banking to apply for any new products.

New User? Register Now

Note: *To open a business membership, please click here to submit the attached form and an NIHFCU representative will respond quickly.

Here's what you will need:

To be 18 years of age or older.
Your Social Security Number / Individual Taxpayer Identification Number.
Government Issued Identification (upload a copy of your US Driver's License, DMV Non Driver's ID, or Passport).

Click here to see what else you may need

Proof of eligibility required (upload a copy of your NIH ID Badge, Employment ID, or a recent Paystub.)
Residential US Address required.
Non US Citizens are required to complete and upload a W-8 form.
If another person will be joint on your accounts, they must enter and validate their personal information including a government issued ID.
If funding your new accounts by electronic transfer from another financial institution, you’ll need their routing number and your account number.
If funding with a debit or credit card, you’ll need the card number, expiration date, and CVV code.

Open your account anytime or from anywhere that is convenient for you. It’s simple, secure, and takes only minutes!

Click here to see what info you'll need to join:

To be 18 years of age or older.
Your Social Security Number / Individual Taxpayer Identification Number.
Government Issued Identification (Drivers License, DMV Non Driver's ID, or Passport).
Proof of eligibility required (NIH Badge, Employment ID, recent Paystub.)
Residential US address required.
Non US Citizens are required to complete and upload a W-8 form.
If another person will be joint on your accounts, they must enter and validate their personal information including a government issued ID.
If funding your new accounts by electronic transfer from another financial institution, you’ll need their routing number and your account number.
If funding with a debit or credit card, you’ll need the card number, expiration date, and CVV code.
If you are a current member of NIHFCU, you can apply for a loan and additional accounts via Online Banking or our Mobile Banking App.

Current members please use our mobile app to open additional accounts.

Note: To open a business membership, please click here to submit the attached form and an NIHFCU representative will respond quickly.

IMPORTANT INFORMATION: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.