Are You Ready to Experience the TDECU Difference?

Apply for your account in minutes!

For checking, savings and CDs

  • Social Security Number
  • Government issued identification
  • Credit/debit card or existing bank account details to fund your new account

For loans and credit cards

  • Social Security Number
  • Government issued identification
  • Employment information
  • Income details

New to TDECU?

Already a Member?

Pending Application?

Frequently Asked Questions

Who is eligible to become a TDECU Member?

To apply online, you must be 18 or over and meet one of the following criteria:

  • You are a family member of a current TDECU Member
  • You are an employee, retiree or family member of an employee of a company TDECU serves
  • You are a member of an organization TDECU serves
  • You live, work, worship or attend school in one of the following Texas counties:
Bastrop Collin Fort Bend Hays Montgomery
Bexar Comal Galveston Jackson Refugio
Blanco Dallas Goliad Kendall Tarrant
Brazoria Denton Gonzales Lavaca Travis
Caldwell DeWitt Guadalupe Lee Victoria
Calhoun Fayette Harris Matagorda Williamson

Will TDECU check my credit when I apply for an account online?

No, to open a deposit account online, TDECU will not run a credit inquiry. However, if you are applying for a credit card or loan, you will be requested to authorize TDECU to access your credit profile.

Does TDECU offer refinance options?

Yes! We offer refinance options for auto, boat, motorcycle and RV/ camper loans. You will see these listed as an option when selecting the products you want to add to your application.

Where can I see the latest rates for your loans, credit cards and CDs?

All of our current rates and fees can be viewed here.

I received a promo code. Can I use the code when applying online?

As long as the promotional offer is valid for online applications, you can enter your promo code using this process. Once you reach the Confirm Selected Products and Services page, you will see a field to enter your promo code.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Questions? Just call (800) 839-1154

Ext. 6050 for checking, savings, CDs and money market accounts
Ext. 6013 for loans and credit cards