Are You Ready to Experience the TDECU Difference?

Apply for your account in minutes!

For checking, savings and CDs

Social Security Number
Government issued identification
Credit/debit card or existing bank account details to fund your new account

For loans and credit cards

Social Security Number
Government issued identification
Employment information
Income details

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Already a Member?

Pending Application?

Frequently Asked Questions

Who is eligible to become a TDECU Member?

To apply online, you must be 18 or over and meet one of the following criteria:

You are a family member of a current TDECU Member
You are an employee, retiree or family member of an employee of a company TDECU serves
You are a member of an organization TDECU serves
You live, work, worship or attend school in one of the following Texas counties:

Bastrop	Collin	Fort Bend	Hays	Montgomery
Bexar	Comal	Galveston	Jackson	Refugio
Blanco	Dallas	Goliad	Kendall	Tarrant
Brazoria	Denton	Gonzales	Lavaca	Travis
Caldwell	DeWitt	Guadalupe	Lee	Victoria
Calhoun	Fayette	Harris	Matagorda	Williamson

Will TDECU check my credit when I apply for an account online?

No, to open a deposit account online, TDECU will not run a credit inquiry. However, if you are applying for a credit card or loan, you will be requested to authorize TDECU to access your credit profile.

Does TDECU offer refinance options?

Yes! We offer refinance options for auto, boat, motorcycle and RV/ camper loans. You will see these listed as an option when selecting the products you want to add to your application.

Where can I see the latest rates for your loans, credit cards and CDs?

All of our current rates and fees can be viewed here.

I received a promo code. Can I use the code when applying online?

As long as the promotional offer is valid for online applications, you can enter your promo code using this process. Once you reach the Confirm Selected Products and Services page, you will see a field to enter your promo code.

IMPORTANT ACCOUNT OPENING INFORMATION:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.